Understanding wealth today requires looking beyond balance sheets alone. The Chubb Australia Wealth Report explores how high‑net‑worth Australians think about wealth, risk and legacy—and how evolving priorities are influencing the way assets, homes and collections are managed and protected over time.

As financial, environmental and generational dynamics continue to shift, the report offers insight into what matters most to Australia’s affluent households, and where opportunity exists to strengthen long‑term resilience and preservation.

Key takeaways

• Investment performance and property resilience remain top of mind, with 91% of respondents identifying investment value as a key consideration for their wealth, alongside 69% who are focused on protecting property from weather and climate‑related impacts.

• Wealth is increasingly viewed through a personal and lifestyle lens. For many, it represents family, memories and identity—reflected in the way homes are designed, collections are curated and experiences are prioritised.

• Property continues to anchor Australian wealth strategies, with 90% of high‑net‑worth individuals owning two or more homes, reinforcing its role in both lifestyle and long‑term planning.

• Collections are now a meaningful component of modern wealth, with nearly four in five respondents owning a collection—yet many, particularly younger generations, have not formalised plans for how these assets will be protected or passed on.