As part of the WIN Masterclass Series: For WIN, by WIN, we’re building a growing library of practical, member-led education designed to support financial confidence over time.

Each masterclass is created by WIN members, for WIN members—structured as accessible, micro-learning sessions that can be revisited at any time.

If you missed the live session, you can now access the full recap below.

Session overview

This session, hosted by Sharon Bae, Founder and Principal Mortgage Broker of Artemis Finance, focuses on one of the most influential—but often misunderstood—drivers of wealth: borrowing power.

For many women, lending is not just about income, but how their financial position is assessed and structured. Without this understanding, opportunities to build or accelerate wealth can be delayed.

This masterclass breaks down how borrowing actually works, and provides a clearer view of how lending decisions are made over time.

What was covered:

• How lenders assess borrowing capacity and risk

• The key factors that strengthen or limit a financial profile

• Structuring finances to improve borrowing power

• The role of borrowing strategy in long-term wealth creation

• Common misconceptions about credit and lending

About the host

A founder of Artemis Finance, Sharon Bae has spent over 14 years across residential, commercial and asset finance, supported by a background in tax law. She works with women at key financial moments—from first home buyers to business owners and portfolio investors. Her approach combines clear guidance with strategic lending insight, making complex decisions more accessible for clients building long-term wealth.

Sharon Bae
Founder and Mortgage Broker
Artemis Finance

This is a curated affiliation in support of WIN member business leaders. The link below will take you to a third-party site.